Dentist in Love Field: Use Your PPO Dental Insurance Today!

Dental insurance is a great way to reduce dental care costs overall. Unfortunately, many individuals who have dental insurance, whether it’s from the marketplace or from their employer, don’t make the most of their benefits before the end of the year. If you have a PPO plan, you have a huge opportunity to save on basic dental treatments, including exams, cleanings, X-rays and many other worthwhile treatments.

To make the most out of insurance before your benefits expire in the new year, consider this helpful information from a dentist in Love Field!

How Does PPO Dental Insurance Work?

PPO stands for Preferred Provider Organization and is one of the most common dental insurance plans available today. The way it works is relatively simple. PPO plans allow individuals to access a wide range of dentists and specialists, therefore allowing more choice in the marketplace for their dental provider.

Insurance companies will work directly with dentists and create contracts that they approve of, which provide customers who use that type of insurance with additional discounts compared to dentists who are out-of-network. Choosing a dentist that is in-network with your insurance is better overall because you’ll gain access to those guaranteed rates the dentist agreed upon.

To use your benefits or save money on care, you typically need to

• Pay a monthly premium
• Pay a co-payment at the time of service
• Meet your annual deductible

How to Get Started Maximizing

Since it’s the end of the year, it’s very likely that you’ve met your annual deductible, but not necessarily your annual maximum. The deductible refers to how much you need to pay before the insurance company begins covering costs, while the annual maximum refers to how much they’ll cover in a given year. Annual maximums are rarely met, which is why now is the best time to start using benefits while you can.

Start by contacting your insurance company or HR manager at your workplace directly. Both can give you more details on benefits you should be taking advantage of, such as exams, cleanings, X-rays, fluoride varnishes, fillings, crowns and other treatments typically covered by insurance.

Why Using Benefits Now Matters

Dental insurance benefits are largely considered a “use it or lose it” type of insurance. This essentially means that your benefits will not carry over into the next year if you don’t use them by December 31st. Considering the fact that you’re paying a monthly premium to have your PPO insurance, the worst thing you can do is visit the dentist just once a year for an exam and cleaning, only to let your remaining benefits expire. Furthermore, preventive treatments help you reduce the cost of restorative and emergency treatments later, so it’s crucial to use them now.

If you’re ready to make the most out of your benefits, schedule an appointment with a dentist in Northwest Dallas while there’s still time left in the year!

About Bear Creek Family Dentistry

Bear Creek Family Dentistry is an in-network provider with almost all of the leading dental insurance plans. Our practices also accept Medicaid and CHIP benefits for those currently using these services. To learn more about how our dentists and team make paying for dental care simple, you can contact our office through our website.