3 Tips for Maximizing Your Dental Insurance Benefits

Whether you have dental insurance through your employer or on your own, your plan can play a crucial role in keeping your oral health and smile in tip-top shape. Unfortunately, few patients are familiar with the fine print of their coverage, which leads them to not maximizing their benefits. With the end of the year approaching, there is no time like the present to make sure that doesn’t happen to you! Read on for three tips from a dentist in Far North Dallas to help.

#1. Don’t Skip Your Bi-Yearly Visits

Between the hustle and bustle of everyday life and the end-of-the-year festivities, it can be tempting to push off your routine appointment until after the New Year. However, if your benefits reset before then, you’ll miss out on the exams and professional cleanings included in your coverage. Therefore, it is always a good idea to visit your dentist every six months to ensure you utilize the preventive care included in your plan.

#2. Use Your Flexible Spending Account Dollars

A Flexible Spending Account (FSA) is a short-term savings account set aside for an employee by an employer. This reserve of money is available for both medical and dental expenses; however, many patients forget to use it! So, if you need a minor or major treatment that isn’t entirely covered by your insurance provider, don’t hesitate to ask your HR department (or whoever handles your benefits) how much funding is available through your FSA. After all, there are some restrictions that require the money to be used within a certain timeframe and don’t carry over into the next fiscal year.

#3. Remember, Your Benefits May Start Over in January

While each dental plan is different, many start over in January. With that being said, now is the time to read the fine print on your insurance paperwork. What is your remaining annual maximum available? What date does your coverage reset? Are there any benefits you haven’t used throughout the year that could help your oral health? Fortunately, your insurance provider will be able to answer each of these questions to ensure you maximize your benefits to the fullest.

The end of the year will be here before you know it, so now is the time to utilize your coverage! If you haven’t already, make sure to schedule your routine appointment with your dentist.

About the Practice

Whether you need a routine cleaning, want to rebuild your smile with dental implants, are interested in straightening your teeth, or anything in between, you’ll find a highly skilled team you can trust at Bear Creek Family Dentistry. Plus, they accept virtually all dental plans and are in-network with many leading providers! So, if you are ready to utilize your coverage before your benefits start over, visit their website.